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Chartered Accountants

Trusted advisers of all tax compliance and annual accounting issues facing both individuals and small businesses.

Questions to ask before applying for a loan

Posted on Oct 18, 2017 by admin

A loan can be great help. It can assist you in achieving your goals faster, such as buying a house, purchasing a new car or getting your business up and running. However, there are many considerations to make before taking on a loan as choosing the wrong loan can cause financial and legal havoc down the track. Take note of the following tips before applying for a loan: How much do I need? Before applying for a loan, carefully calculate how much assistance you need. The more you borrow, the more you will have to pay back in interest and […]

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Making your small business successful

Posted on Oct 18, 2017 by admin

Many business owners start out with big dreams of a successful business, only to find out it is much harder than they first believed. Although running and managing a business can be challenging at times, applying some fundamental business rules can make the experience more manageable, and ultimately, enjoyable. Consider the following tips for growing a successful business: Set clear goals When starting any new venture, particularly a business, setting goals is instrumental in achieving success. Set short-term and long-term strategic goals that align with your business’ vision and mission. To successfully reach these goals, ensure they are SMART (specific, […]

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How to save time and boost efficiency

Posted on Oct 18, 2017 by admin

Many business owners are looking for ways to squeeze more into their cramped work schedules. But unfortunately, this may mean spending more time on unimportant tasks and not prioritising what really needs to get done. Rather than multi-tasking or spending late nights in the office, consider implementing these tips to optimising your time and boosting your efficiency: Delegate accordingly Even if you think you delegate enough, it is worth reviewing what tasks you delegate and if there are any more tasks that could be done by someone else. Learning to say ‘no’ is also a useful tool in improving productivity. […]

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Why real-time bookkeeping makes a difference

Posted on Oct 13, 2017 by admin

Keeping business records up to date and in order isn’t necessarily a habit that comes naturally to all business owners. With owners needing to be on top of essentials like expenses, cash flow and invoices at all times, having access to real-time information can make all the difference to small business success. Real-time bookkeeping can help business owners understand their business on a daily basis so they can address potential problems as they arise to grow a more successful business. Here are five key reasons why real-time bookkeeping can make all the difference to a business’s success: Track expenses Being […]

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Understanding your business to better serve your customers

Posted on Oct 13, 2017 by admin

Whether you have been running your business for over 20 years or just starting out, you cannot deny the importance of regularly reviewing your business’ performance. Many business owners may put off reviews in fear of the actual results, but understanding why your business is performing the way it is is crucial for growth and development. Consider these three crucial areas of your business when conducting a review: Products and services Think about the quality and delivery of your products and services. Do they solve a problem for your customer/client, fulfil a want or need, keep customers returning? Analysing trends […]

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KiwiSaver continues to grow

Posted on Oct 13, 2017 by admin

Since KiwiSaver started ten years ago, KiwiSaver members have built up total assets of more than $40 billion dollars and 2.7 million New Zealanders have joined the scheme, according to the FMA’s annual KiwiSaver report 2017. Based on returns as at 31 March 2017, total assets were up $7 billion from $33.8 billion in 2016. Investment returns of $2.7 billion were more than double those of 2016. For the second year running, the number of transfers (between providers) is higher than new members joining the scheme. The FMA’s findings raise alert for the number of default KiwiSaver providers who are […]

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Managing your financial affairs when self-employed

Posted on Oct 5, 2017 by admin

There are many rewards when working for yourself; no boss, freedom to choose your own hours and some lifestyle perks. However, self-employment also means you are responsible for balancing your personal and business funds. Consider the following tips to better manage your personal and professional affairs: Pay yourself It is a good idea to get into a habit of paying yourself a weekly wage to cover your living expenses. This helps to prevent you from dipping into the business accounts too often. Don’t neglect your super You may neglect contributing to your super during slow periods of cash flow but […]

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Improving your communication in the workplace

Posted on Oct 5, 2017 by admin

Running a business can become chaotic at times – between managing staff, dealing with customers and delivering quality products and services, business owners can easily feel overwhelmed. During these stressful times, basic skills such as effective communication can fall to the wayside. However, these skills are necessary to deal with the stresses of running a business and interacting with staff, customers and suppliers on a daily basis. Ineffective communication can see you lose customers, damage staff morale and miss out on business opportunities. Brush up on your communication skills with these three tips: Actively listen Listening, rather than talking or […]

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Changing your attitude for entrepreneurial success

Posted on Oct 5, 2017 by admin

Attitude is one of the biggest foundations for success. Without a good attitude, business owners can get stuck in negative thought patterns, delay or forgo important business tasks/projects, and essentially, lose their business’ competitive advantage. Fortunately, attitude is not a fixed personality trait – there are many ways to improve upon and develop a better attitude, resulting in more resilience and ultimately success. Consider the following tips to improve your attitude: Use failure as motivation The way you view failure says a lot about your attitude. If you are quick to give up, focus on the negatives and become irritated […]

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Are you ready to expand your business?

Posted on Sep 27, 2017 by admin

When business is going well, many owners look to expand their business. Consider the following advice before doing so: Regular customers A sound indicator of whether or not your business is ready for expansion is to consider your customer base. To feel comfortable in expanding, you should have regular and loyal customers that return to your business. Regular customers that appreciate and value your business can be more helpful than you may realise; they can bring in more customers by speaking positively about the business. When you begin thinking about expanding, it would be worthwhile to create a survey or […]

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Latest news

KiwiSaver continues to grow

Posted on October 13, 2017 by BDS Hughes

Since KiwiSaver started ten years ago, KiwiSaver members have built up total assets of more than $40 billion dollars and 2.7 million New Zealanders have joined the scheme, according to the FMA’s annual KiwiSaver report 2017. Based on returns as at 31 March 2017, total assets were up $7 billion from $33.8 billion in 2016. Investment returns of $2.7 billion were more than double those of 2016. For the second year running, the number of transfers (between providers) is higher than new members joining the scheme. The FMA’s findings raise alert for the number of default KiwiSaver providers who are […]

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